Balens have long history of specialising in the delivery of quality support and advice to Health and Health-Related Professionals and their Organisations. They are an ethical firm mainly devoted to the design and delivery of industry-leading insurance and financial services solutions not only to individual practitioners, but also to Associations, Organisations, Businesses, Charities, and Corporate Entities.

Balens believe in a friendly, listening and flexible approach to looking after your business and look forward to being of service to you in the years ahead.

As specialist consultants, Balens are very proud to be working with Zurich and are pleased to offer you the latest version of their fruitful and unique collaboration with them. This policy takes their industry-leading wording even further in terms of clarity and scope giving you even more protection than before – if there is anything you don't understand, please ask.

In order to maintain the low cost and high quality of the cover on this scheme, and ensure that you are protected, please read and observe the terms and conditions that need to be fulfilled in order for cover to operate and a claim to be dealt with by insurers.

Zurich Insurance Company Ltd is a member of a group of companies of which the ultimate parent company is Zurich Insurance Group Ltd, a company registered in Switzerland (Zurich). Zurich has a global network of subsidiaries and offices in North America and Europe as well as in Asia Pacific, Latin America and other markets.

Founded in 1872, the Group is headquartered in Zurich, Switzerland. It employs approximately 60,000 people serving customers in more than 170 countries. Zurich have your future in mind and look forward to working closely with you.