Needle sizes must not be longer than 1mm roller or 1.5mm stamp for facial treatments and 1.5mm for body treatments. Practitioner must hold Level 3 Beauty Therapy general qualification (or equivalent) and an accredited Skin Needling course must have been completed to qualify for this extension.

Dry Needling for the management of myofascial trigger points. You must hold a level 2 Beauty Qualification, or Body or Sports Massage including Anatomy and Physiology.

This extension is for 4 beds maximum in any one premises and a fully trained therapist must be onsite. Unfortunately, this extension excludes specific tanning shops/venues. A fully qualified therapist must be at location to qualify for this extension.

Practitioner must hold Level 2 Beauty Therapy general qualification (or equivalent), and have an accredited manufacturer’s training certificate. Examples of this technology include the AES Geneo platform. Machines must be used in line with manufacturer’s training, servicing intervals and comply with BS or EU standard.

The Advanced Piercing extension is designed for experienced piercers who have completed the Basic Course and wish to pierce the cartilaginous portion of the ear, nose or navel. An accredited advanced piercing course must have been completed to qualify for this extension.

Including basic and advanced procedures for eyebrow, eyeline, camouflage scar tissue, lip line and blend. An accredited Micropigmentation Course must have been completed to qualify for this extension and meet local authority and ABT criteria.

This policy is hereby extended to indemnify the policyholder for the delivery of accredited courses. This will include a maximum of 3 teachers and 250 students per year. This extension indemnifies the insured member for allegations of negligence against them arising from the delivery of the courses and from student activity but does not extend to cover the individual student themselves if personally sued. If the treatments are being performed in and out of the school by trainers, cover is applied. ABT membership and extensions will be required. This cover is for where someone is a corporate entity and delivering a qualification, or where the person exceeds the individual option. For this extension it makes no difference if the course delivery is classed as short or long.

This policy is hereby extended to indemnify the policyholder for the delivery of accredited courses. This will include a maximum of 6 teachers and 450 students per year. This extension indemnifies the insured member for allegations of negligence against them arising from the delivery of the courses and from student activity but does not extend to cover the individual student themselves if personally sued. If the treatments are being performed in and out of the school by trainers, cover is applied. ABT membership and extensions will be required. This cover is for where someone is a corporate entity and delivering a qualification, or where the person exceeds the individual option. For this extension it makes no difference if the course delivery is classed as short or long. In cases where there are more than 6 tutors or exceeds 450 students, then a specific quotation from Balens Ltd (Schools Policy) is required.

The Advanced Skin Peeling (ASP) extension is available for Beauty Therapists with the relevant basic experience and pre-requisites. This extension covers for 10-50% AHA glycolic peels or equivalent. (example: Glycolic acid is one of the alpha hydroxy acids (AHA)). An accredited ASP course must have been completed to qualify for this extension. Treatments must only be carried out by a trained practitioner holding a qualifying certificate who is either a Beauty Therapist with a minimum of a Level 3 Beauty Therapy qualification, a nurse or a doctor.

Skin Type (Fitzpatrick scale) 1 - 4. Practitioner must hold Level 3 Beauty Therapy general qualification (or equivalent) and have an accredited laser manufacturer’s training certificate. Although uses of machines vary, this extension covers Skin Rejuvenation via laser or IPL only. Machines must be used in line with manufacturer training, servicing intervals and comply with BS or EU standard.

The Advanced Electrolysis (AE) extension is designed for therapists that are already fully trained and experienced in basic electrolysis and have obtained the relevant A&P modules. Cover for the AE extension is for removal of skin tags, milia and thread veins. Other uses are available for insurance under this category, however GP referral may be required. An accredited AE course must have been completed to qualify for this extension.

An accredited Cryopen course must have been completed to qualify for this extension and the applicant must hold a minimum of a Level 2 Beauty general qualification / A&P.

This option is for an individual who is delivering a qualification and not exceeding 40 students a year or £25,000 turnover. For this extension, it makes no difference if the course delivery is classed as short (i.e. one day) or long.

The treatment uses a combination of ultrasound cavitation and radio frequency to eliminate fat from targeted areas. A Level 3 Beauty qualification including facial and body electricals units must be held along with the relevant manufacturers training.

Advanced Electrolysis extension

This policy is hereby extended to indemnify the policyholder for the provision of Advanced Electrolysis by way of ABT/Balens approved devices.

Exclusions applicable

The insured shall not undertake treatment of clients:

• Who wish to have hairs removed from moles without a doctor’s consent
• Who wish to have moles removed without a doctor’s consent
• Who are under the age of 16 unless a signed consent is received from a guardian

Subject to the operator holding the necessary certificate of competence and only using the equipment that is designed for this purpose and which is regularly serviced and maintained.

Subject to all other terms and conditions of the policy.

ABT Prerequisites

• Nationally Recognised Level 2 or 3 Beauty Course (inc. Electrical or Epilation Unit)

or

• Approved Basic Electrolysis Course

or

• Relevant Industry Experience - determined on case by case basis by ABT

and

• ABT Accredited - Advanced Electrolysis Course

ABT advanced skin peeling extension

Exclusions applicable

The insured shall not undertake treatment of clients:

• Who have not received a thorough consultation and been provided with the appropriate before and aftercare advice in written format
• Who have not had a patch test
• Who are taking photo sensitive medications including Roaccutane and antibiotics.
• Who have medical conditions that cause thinning of the skin or loss of sensitivity.
• Who have open cuts and wounds, allergies to Aspirin or use of Retinoic Acid or Retin A products
• Who are pregnant
• Who are under the age of 16

Treatments must only be carried out by a trained therapist who holds a qualifying certificate.

A patch test must be performed on the client at least 24 hours before the first treatment and renewed every six months

Subject to all other terms and conditions of the policy

ABT Prerequisites

• Nationally Recognised Level 2 Beauty Course

or

• ABT Accredited Facial Qualification

or

• Relevant Industry Experience - determined on case by case basis by ABT

and

• ABT Accredited - Advanced Skin Peel Course

Dermaplaning extension

ABT Prerequisites

• Nationally Recognised Level 2 Beauty Course

or

• VTCT level 4 in micropigmentation

or

• ABT Accredited Facial Qualification

or

• Nationally recognised beauty therapy level 2 alongside an ABT accredited Microblading qualification

or

• Relevant Industry Experience - determined on case by case basis by ABT

or

• Medical Degree or similar

or

• ABT Accredited - Dermaplaning Course

Cryopen extension

It is a condition precedent to liability that in respect of the use of the Cryopen that the Insured shall:

• Hold a Level 2 Beauty qualification in general beauty therapy or be a qualified Doctor, Nurse and/or foot healthcare professional..
• Have undertaken full manufacturer’s training and hold a manufacturer’s certificate of competence
• Use equipment that is regularly serviced and maintained only and ensure that the equipment is only used for the purpose for which it is intended.
• Provide pre-treatment and after care advice as per training and qualification
• Ensure medical consent is obtained and recorded prior to any treatment being undertaken in respect of moles.
• Not provide any treatment to persons who are pregnant, breastfeeding, have a diagnosed auto immune disease or are aged under 16.
• Cover is only provided for the following treatments: skin tags, age spots, milia, warts, blood spots, freckles, verrucae and moles.
• Excluding all cover relating to change in the pigmentation of the skin or involving treatments in or around the immediate eye area

ABT Prerequisites

• Nationally Recognised Level 2 Beauty Course

and

• ABT Accredited - Cryopen Course

ABT Laser and Light Therapies including IPL up to skin type IV extension.

This policy is hereby extended to indemnify the policyholder for the provision of Laser and Light therapies including IPL by way of ABT/BALENS approved devices.

The insured must hold a Level 2 & Level 3 Beauty therapy qualification and a Level 3 Electrical qualification or the equivalent, or be a qualified Doctor or Nurse. Cover is subject to the operator holding the necessary certificate of competence to use the device and only using the equipment that is designed for this purpose and which is regularly serviced and maintained.

Exclusions applicable

The insured shall not undertake treatment of clients:

• With light induced epilepsy, light sensitivity, porphyria, skin tumors, skin cancer or hypo pigmentation
• Who are pregnant
• Taking photo-sensitive medication
• Who are under the age of 18

Skin Cancer alleged to have been caused by this therapy.

Subject to all other terms and conditions of the policy.

ABT Prerequisites

• Nationally Recognised Level 3 Beauty Course

or

• Medical Degree or Similar

and

• ABT Accredited - Manufacturer / Distributor Course

LipoFirm Pro extension

ABT Prerequisites

• Nationally Recognised Level 3 Beauty Course

or

• Medical Degree or Similar

or

• Relevant Industry Experience - determined on case by case basis by AES

and

• ABT Accredited - Manufacturer / Distributor Course

ABT Skin Needling/Derma-Rollering/Micro Needling increased needle length extension

This policy is hereby extended to include Skin Needling using ABT approved products subject to the following conditions:

• A new unit is used for each new client and is allocated to that client only by a numbering system. Such units are to have been irradiated before delivery to the salon by the supplier or maker.
• After each use such items are to be sanitized according to the maker’s specifications and instructions
• Client to be given adequate pre and post treatment information as to potential side effects and aftercare instructions
• Maker’s consultation and consent forms signed by the client and maker’s own leaflets to be used and be kept for a minimum period of 7 years
• Maximum needle length must not exceed 1mm roller or 1.5mm stamp for facial treatments and 3mm for body treatments.

Subject to all other terms and conditions of the policy.

ABT Prerequisites

• Nationally Recognised Level 3 Beauty Course

or

• Medical Degree or Similar

and

• ABT Accredited - Mesotheropy Course

ABT Micropigmentation/Microblading and Semi-permanent Make Up Extension

The policy is hereby extended to indemnify the policy holder for the provision of Micropigmentation/Semi-permanent Make Up by way of ABT/Balens approved products or devices.

It is hereby noted and agreed that these treatments are included subject to the following conditions:

• Manufacturer’s pre and post treatment procedures being adhered to.
• Cover excludes clients with contraindications stipulated by the manufacturers.
• Cover excludes any claims relating to a change in the pigmentation of the skin as a result of the treatment.
• Pre and post treatment advice in accordance with manufacturer’s information is provided to the client and is suitably recorded.
• The operator only using the equipment that is designed for this purpose and which is regularly serviced and maintained.
• The policy will cover you to practice the techniques of your qualification: eyebrows, eyeliner, lip liner, lips, blusher etc.

Subject to all other terms and conditions of the policy.

ABT Prerequisites

• ABT Accredited Microblading Course

or

• Relevant Industry Experience - determined on case by case basis by ABT

or

• VTCT Microblading Course

ABT Micropigmentation/Microblading and Semi-permanent Make Up Extension

The policy is hereby extended to indemnify the policy holder for the provision of Micropigmentation/Semi-permanent Make Up by way of ABT/Balens approved products or devices.

It is hereby noted and agreed that these treatments are included subject to the following conditions:

• Manufacturer’s pre and post treatment procedures being adhered to.
• Cover excludes clients with contraindications stipulated by the manufacturers.
• Cover excludes any claims relating to a change in the pigmentation of the skin as a result of the treatment.
• Pre and post treatment advice in accordance with manufacturer’s information is provided to the client and is suitably recorded.
• The operator only using the equipment that is designed for this purpose and which is regularly serviced and maintained.
• The policy will cover you to practice the techniques of your qualification: eyebrows, eyeliner, lip liner, lips, blusher etc.

Subject to all other terms and conditions of the policy.

ABT Prerequisites

• ABT Accredited Micropigmentation Course

or

• Relevant Industry Experience - determined on case by case basis by ABT

or

• VTCT Micropigmentation Course

Piercing [Advanced]

ABT Prerequisites

• Level 2 Beauty (Allows Lobe Piercing Only)

or

• Relevant Industry Experience - determined on case by case basis by ABT

or

• Short Course in Ear Piercing

and/or

• ABT Accredited Advanced Piercing Course

ABT Skin Needling/Derma-Rollering/Micro Needling extension

This policy is hereby extended to include Skin Needling/Dema-Rollering/Micro Needling using ABT/Balens approved products subject to the following conditions:

• A new unit is used for each new client and is allocated to that client only by a numbering system. Such units are to have been irradiated before delivery to the salon by the supplier or maker.
• After each use such items are to be sanitized according to the makers specifications and instructions
• Client to be given adequate pre and post treatment information as to potential side effects and aftercare instructions
• Maker’s consultation and consent forms signed by the client and makers own leaflets to be used and be kept for a minimum period of 7 years
• Needle lengths must not exceed 1.5mm stamp or roller for facial treatments and 1.5mm for body treatments.

Subject to all other terms and conditions of the policy.

ABT Prerequisites

• Nationally Recognised Level 3 Beauty Course

or

• Medical Degree or Similar

and

• ABT Accredited Skin Needling Course

ABT Ultra Sound, Ultrasonic Lipo-cavitation and Radio Frequency

This policy is hereby extended to indemnify the policyholder for the provision of Ultra-Sound, Ultrasonic Lipo-cavitation and Radio Frequency therapy by way of ABT/BALENS approved devices.

It is hereby noted and agreed that these treatments are included under the range of treatments offered subject to:

• Manufacturer’s pre and post treatment procedures are adhered to
• Cover excludes any clients with the contra indications stipulated by the manufacturer
• Pre and post treatment advice in accordance with manufacturer’s information is given to the client and recorded suitably that it has been given
• The operator holding the necessary certificate of competence and only using the equipment that is designed for this purpose and which is regularly serviced and maintained.

Subject to all other terms and conditions of the policy.

ABT Prerequisites

• Nationally Recognised Level 2 Beauty Course

or

• Relevant Industry Experience - determined on case by case basis by ABT

or

• Accredited Equivalent Level 2

and

• ABT Accredited HIFU Course

ABT individual member teaching extension for delivering qualifications

This option is for an individual who is actually delivering a qualification and not to exceed 40 students a year or £25,000 turnover.

Subject to all other terms and conditions of the policy.

ABT Prerequisites

• PTTLS

or

• AET

or

• Accredited Teaching Certificate

or

• Ofqual Regulated Course

or

• Letter from an Approved College

or

• Relevant Industry Experience - determined on case by case basis by ABT

ABT Corporate Teaching extension

This policy is hereby extended to indemnify the policyholder for the delivery and certification of accredited courses. This will include a maximum of 3 teachers and 250 students per year.

This extension indemnifies the insured member for allegations of negligence against them arising from the delivery of the courses and from student activity but does not extend to cover the individual student themselves if personally sued.

Subject to all other Terms and Conditions of the policy.

ABT Prerequisites

• PTTLS

or

• AET

or

• Accredited Teaching Certificate

or

• Ofqual Regulated Course

or

• Letter from an Approved College

or

• Relevant Industry Experience - determined on case by case basis by ABT

ABT Corporate Teaching extension

This policy is hereby extended to indemnify the policyholder for the delivery and certification of accredited courses. This will include a maximum of 6 teachers and 450 students per year.

This extension indemnifies the insured member for allegations of negligence against them arising from the delivery of the courses and from student activity but does not extend to cover the individual student themselves if personally sued.

Subject to all other Terms and Conditions of the policy.

ABT Prerequisites

• PTTLS

or

• AET

or

• Accredited Teaching Certificate

or

• Ofqual Regulated Course

or

• Letter from an Approved College

or

• Relevant Industry Experience - determined on case by case basis by ABT

LED Light Treatments

ABT Prerequisites

• Nationally Recognised Level 2 Beauty Course

or

• Accredited Facials Course

or

• Accredited Equivalent Level 2

or

• ABT Accredited or Manufacturer Approved LED course